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Calculate the monthly mortgage payment for a 30 year mortgage. Assume the purchase price of the home is $300,000. The buyer will be making a down payment of $45,000. Assume the buyer can get a mortgage at an interest rate of 6.25%. Do NOT put any commas and round to the nearest dollar and put answer in answer 1 section.

Assume the buyer of the property in problem is now 25 years into making his mortgage payments. Assume the buyer has not missed any payments or made any pre-payments on his mortgage
Would you expect a higher or lower portion of the Mortgage Payment to be applied to the Principal? Put answer with no capitalization, all lower case in answer 2.

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